Leading to insolvency or bad financial condition. It’s a time taking procedure , to come out of bad debts would not happen in a day or two but yes the situation would become improve slowly and would relive the natives or jataks from mental agony.
New opportunities for earning could be suggested and alternative remedies could be advised so to maintain the daily bread and butter in extreme cases and maintain the flow of daily income. If required in certain cases the pooja and other remedies are suggested or done to get the natives or jataks out of this problem.